Graduate Credit Analyst Finance

3 days ago

Riyadh, Ar Riyāḑ, Saudi Arabia Buildnow Full time

At Buildnow, we're revolutionizing how construction SMEs access financing through our BNPL solutions. As a Credit Analyst, you'll dive headfirst into real-world challenges, gaining experience and insights at a pace unmatched by traditional organizations. If you're ready to give it your all, grow exponentially, and make a tangible impact, this is the opportunity for you.

What You'll Do

As a Credit Analyst at Buildnow, you'll be at the heart of our mission to enable growth for SMEs in the construction sector. You'll tackle high-stakes problems, learn fast, and contribute directly to our success. Your responsibilities will include:

  • Analyzing financial statements and creditworthiness of construction SMEs using advanced systems and fundamental analysis.
  • Preparing risk reports with actionable insights that inform critical credit approval and rejection decisions.
  • Collaborating with risk management teams to ensure compliance with portfolio diversification and risk mitigation strategies.
  • Designing credit policies and processes to enable high-frequency, scalable lending operations.
  • Monitoring repayment trends and using data analytics tools to flag high-risk accounts proactively.
  • Working closely with engineering teams to refine and improve risk assessment processes and systems.
What We're Looking For

We're seeking individuals who thrive in high-intensity environments, are eager to learn, and are ready to give 110%. At Buildnow, every day is a masterclass in solving real-world problems. Here's what sets you up for success:

  • Bachelor's degree in Finance, Economics, or a related field.
  • Proficiency in Excel (pivot tables, macros) and familiarity with SQL for data querying is a plus.
  • Strong understanding of credit risk principles and SME financial analysis.
  • Exceptional attention to detail with strong analytical and reporting skills to support high-stakes decisions.
  • Fluency in English and Arabic, with the ability to communicate effectively in both languages.
Why Buildnow?

Joining Buildnow means stepping into a fast-paced, high-growth environment where you'll learn more in one day than you would in a month at a traditional corporation. Here's why this role is unlike any other:

  • Exponential Learning: Accelerate your career with hands-on experience, challenging problems, and mentorship from industry leaders.
  • Real Impact: Your work will directly shape the credit policies and risk models powering growth for SMEs.
  • Innovative Culture: We move fast, think big, and reward those who bring their best every day.
  • All Builders, All In: Everyone at Buildnow is a hands-on contributor. We celebrate wins, tackle challenges, and grow together.

If you're ready to work harder, learn faster, and build something extraordinary, we want you on our team.

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