Scroing & Credit

**Job Information**:
Industry

**Banking**
***

Country

**Saudi Arabia**

**Competencies**:

- Chartered Accountants (preferably Rankholders or First attempt).
- 5-7 years of Work experience of Credit Underwriting (Retail / Wholesale), due diligence, portfolio monitoring with Banks / NBFCs / Fintechs / Rating Agencies / Credit Bureaus / Investment Banking firms.

**Skills**:

- In-depth working knowledge of credit underwriting principles & practice and portfolio trends analysis and behaviour.
- Working knowledge of cashflow modelling, direct and indirect taxation, collections and recoveries
- Working knowledge on Scoring models, experience in a Tech-enabled environment or working with more than one banks/ FIs will an added advantage

**Outcome**:

- Working on development and enhancement of various Scoring models, preparation of Enterprise Health Reports, diligence reports.
- Interaction with Corporate clients as well as their dealers-distributors-suppliers for various Scorecards, Enterprise Health Reports, customised business diligence reports.
- Interaction with banks and other Financial Institutions for seamless BNPL business and operations.
- Coordinating with multiple agencies / service providers to ensure quality, TAT and enhancements / improvisations due to external environment changes and customer need assessments.
- Team-work with multiple Internal teams to ensure seamless and smooth customer experience