Private Banking Risk Manager
3 days ago
About the Job
We are seeking a highly skilled Financial Services Specialist to join our Private Banking team in Bahrain. As a key member of our credit risk assessment team, you will play a critical role in evaluating the creditworthiness of high net worth individuals and underwriting complex credit facilities.
Responsibilities
- Evaluate the quality of collateral, including real estate, investment portfolios, and other assets, to ensure adequate security for loans.
- Calculate key risk metrics, such as Loan-to-Value (LTV), Debt-to-Income (DTI), and leverage ratios, to inform underwriting decisions.
- Prepare detailed credit memos for approval, highlighting risks, mitigants, and recommendations.
Risk Assessment & Underwriting
You will be responsible for assessing the creditworthiness of high net worth individuals and underwriting complex credit facilities, including collateralized lending and real estate financing.
- Conduct thorough due diligence on clients, including reviewing financial statements, credit reports, and other relevant documentation.
- Determine the level of risk associated with each loan or credit facility and make recommendations for approval or rejection.
Collaboration & Stakeholder Engagement
You will work closely with Private Banking relationship managers, investment advisors, and legal teams to structure credit solutions tailored to client needs.
- Assist in structuring complex credit facilities, including collateralized lending and real estate financing.
- Support internal and external audits by providing necessary risk documentation and reports.
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