Private Banking Risk Manager

3 days ago


Riyadh, Ar Riyāḑ, Saudi Arabia Gulf International Bank Full time

About the Job

We are seeking a highly skilled Financial Services Specialist to join our Private Banking team in Bahrain. As a key member of our credit risk assessment team, you will play a critical role in evaluating the creditworthiness of high net worth individuals and underwriting complex credit facilities.

Responsibilities

  • Evaluate the quality of collateral, including real estate, investment portfolios, and other assets, to ensure adequate security for loans.
  • Calculate key risk metrics, such as Loan-to-Value (LTV), Debt-to-Income (DTI), and leverage ratios, to inform underwriting decisions.
  • Prepare detailed credit memos for approval, highlighting risks, mitigants, and recommendations.

Risk Assessment & Underwriting

You will be responsible for assessing the creditworthiness of high net worth individuals and underwriting complex credit facilities, including collateralized lending and real estate financing.

  • Conduct thorough due diligence on clients, including reviewing financial statements, credit reports, and other relevant documentation.
  • Determine the level of risk associated with each loan or credit facility and make recommendations for approval or rejection.

Collaboration & Stakeholder Engagement

You will work closely with Private Banking relationship managers, investment advisors, and legal teams to structure credit solutions tailored to client needs.

  • Assist in structuring complex credit facilities, including collateralized lending and real estate financing.
  • Support internal and external audits by providing necessary risk documentation and reports.


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