Credit Risk Analyst

1 week ago


Riyadh, Ar Riyāḑ, Saudi Arabia Rize Full time

Rize is a groundbreaking rentnowpaylater platform reshaping the rental landscape in Saudi Arabia. Were dedicated to making rentals more accessible and affordable enabling tenants to manage their finances with ease and landlords to secure their income effortlessly. Were on a mission to revolutionize the rental industry breaking down barriers and creating opportunities for all. Were a team of innovators thinkers and problemsolvers committed to creating a positive impact and driving change in the market.

Our Team

We love working together being creative and doing things differently Our team is made up of over 20 people with different nationalities. We work from a cozy office in Riyadh Saudi Arabia. And hey were not just smart were really good at coming up with new ideas Plus you can work from wherever you want because we like to keep things flexible.

Our core values & Principles

  • Innovation We re a technologydriven team with the purpose of uplifting the real estate sector. We are the leaders of the industry in innovation.
  • Customer Centricity We put the customer at the core of every decision and action.
  • Adaptability Being able to adapt quickly to changing market conditions and customer needs.
  • Empowerment & Collaboration Our team is the most valuable aspect of the company; We respect all ideas our team enjoys authority autonomy and collaboration.
  • Ethical Excellence We perform within the highest ethical standard.

Job Summary

Were on the lookout for our first Analyst to join our lovely Risk team guided by our amazing Head of Risk. This role is tailormade for individuals who are bright imaginative and keen to develop their skills within the Risk team. Prior experience in Fintech and B2C BuyNowPayLater industry is preferred.


As a Credit Risk Analyst youll mainly assess and read our potential tenants credit risk portfolios. While your main focus will be on tracking collections history and Portfolio Analysis youll also liaise between other team members to improve and automate processes and steps.

What will you be doing

  • Analyze prospective tenants credit history and businesses financial statements to determine the risk involved in extending Rizes RNPL product.
  • Report tenants commitments in the Simah Portal in a timely and accurate manner.
  • Monitor collections maintain detailed reports and communicate findings to management.
  • Develop implement and oversee the collection process ensuring the team meets set KPIs.
  • Predict and evaluate potential risks involved with specific transactions and improve fraud detection.
  • Collaborate with the leasing team to ensure potential tenants meet Rizes credit criteria.
  • Prepare reports detailing risk assessment findings and suggest changes to Rizes credit policies.
  • Work with the team to enhance and automate assessments and Collections analytics while supporting the implementation of collections strategies and monitoring their performance.
  • Help designing and developing reports and dashboards to present insights and set anomaly alerts according to monitoring rules.
  • Deliver insights and optimisation of our risk performance.


Requirements

Youre a perfect match if you have

  • 1 Year of experience in credit risk specially in B2C Individual loan financing sector
  • Preferably coming from the Fintech scene in the BuyNowPayLater sector.
  • Startups mindset with smart flexible innovative and growth mindset.
  • Understanding of the use of Simah
  • Fluency in Arabic and English.


Benefits

What do we offer

  • Competitive salary Receive a competitive salary package in USD or SAR reflecting your skills and contributions in our industry.
  • Diverse International team Join a diverse international team where different perspectives and backgrounds enrich our collaborative culture.
  • Flexibility Enjoy the option to work full remote or hybrid allowing you to balance work and life in a way that suits you best.
  • Innovation Shape the future of Proptech with your groundbreaking ideas and technological prowess.
  • Direct Impact See your ideas come to life and make tangible changes in an industry ripe for revolution.
  • Fastpaced Learning Grow personally and professionally every day with opportunities to master new skills in our dynamic startup environment.
  • Creative Freedom Take the reins innovate and push boundaries with the freedom to experiment learn and grow at Rize.
  • Closeknit Community Join a collaborative supportive team where your voice matters and your contributions are recognized and celebrated.


  • Riyadh, Ar Riyāḑ, Saudi Arabia Wesco Full time

    As a Credit & Collections Analyst you will be responsible for collecting and maintaining basic credit information. While assisting in reviewing and verifying overdue accounts. You will contacts customers to confirm outstanding payments and renew credit information to help minimize outstanding debts.


  • Riyadh, Ar Riyāḑ, Saudi Arabia Yodawy Full time

    Job DescriptionWe're the global leader in providing energy solutions that help businesses grow and communities thrive. We work as a team and we're proud of the difference we make to customers, to local communities, and towards a sustainable future for the world. We are hiring a Credit Control Analyst who will be responsible of assessing, analysing and...


  • Riyadh, Ar Riyāḑ, Saudi Arabia Arab Petroleum Investments Corporation Full time

    JOB PURPOSEAssist the Head of Credit Risk in managing the Credit and Investment risk desk at APICORP by identifying, analyzing, measuring & reporting based on approved policies & procedures. Analyzing the proposed both Corporate Banking and Investments proposals, tracking credit risk limits and key risk indicators and managing analytical models & tools...


  • Riyadh, Ar Riyāḑ, Saudi Arabia CA Global Headhunters International Full time

    Reference No. JABLR-35Reference Number: JABLR-35**Job Description: Under the supervision and guidance of the Head of Credit Risk Unit, the credit risk associate will be responsible for performing in-depth credit analyses and making recommendations to Credit Committees based on financial statements and other sources of information for existing and prospective...


  • Riyadh, Ar Riyāḑ, Saudi Arabia Kaapro Management Solutions Full time

    Opening: 1 Nos Job ID:Employment Type:Full Time- Reference:Work Experience: 5.0 Year(s)To 15.0 Year(s)- CTC Salary: 15.00 LPA TO 60.00 LPA- Function: Risk Management & Compliance- Location: RiyadhPosted On: 13th Sep, 2023Position: Credit Risk Management-DirectorExperience requirement: 6 To 10 YearsJoining Date: Immediate Joiner/ 30 DaysLocation: RiyadhKEY...


  • Riyadh, Ar Riyāḑ, Saudi Arabia HILTI Full time

    Very good finance, system and process understanding over the full area of C&C (Credit & Collection) related tasks.Good understanding of C&C (Credit & Collection) KPIs and Targets and ability to define possible actions.Analytical skillset to assess credit risk trends and change in risks behaviors.Good business & financial understanding to assess market risks...


  • Riyadh, Ar Riyāḑ, Saudi Arabia Talent Pal Full time

    Given the broad sector and client base covered, the team is focused on performing credit analysis on Investment Grade and Non-Investment Grade clients as well as structuring and documenting a wide variety of credit products. The role will benefit from flexible work arrangements, including work-from-home and office rotations.As an Associate in the Europe, the...

  • Credit Risk Officer

    1 week ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Ta3meed Full time

    We are looking for a Credit Risk Officer to join our talented team in Riyadh, Saudi Arabia.Key Responsibilities:Financial analysis of the sector and workflow.Analysis of the company's ability to repay the functions.Study and address potential risksAnalyze customers' credit records.Analysis of statements of accounts for companies applying for...

  • Credit Manager

    1 week ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Saudi Home Loans (SHL) Full time

    Credit Manager Jobs in Riyadh, Saudi Arabia by Saudi Home Loans (SHL) | Credit ManagerSaudi Home Loans (SHL) - Riyadh, Saudi Arabia Posted In 10/9/2013 Apply For JobApplicants 27 Views 5168 Job Description Provide supervision and guidance for credit analysts, review home and land finance files and make funding eligibility decisions.Major responsibilities...


  • Riyadh, Ar Riyāḑ, Saudi Arabia TAAHEED Full time

    Credit Control Manager Jobs in Riyadh, Saudi Arabia by TAAHEED | Credit Control ManagerTAAHEED - Riyadh, Saudi Arabia Posted In 3/7/2013 Apply For JobApplicants 11 Views 5362 Job Description This position shall be responsible to -• Development and implementation of Group credit policy• Improving Credit Management across holding company's business...


  • Riyadh, Ar Riyāḑ, Saudi Arabia HILTI Full time

    WHAT'S THE ROLE?The purpose of the role is to ensure that all receivables are collected in a timely manner and the process to follow up and engage with overdue customers adheres to the market organization's guidelines. The role involves achieving the credit and collection objectives of the organization and striking a balance between maintaining excellent...


  • Riyadh, Ar Riyāḑ, Saudi Arabia Jotun Group Full time

    SUMMARY OF THE ROLEManage and maintain all aspects of the credit control function whilst rendering business support to the Finance and Sales Departments, making recommendations of credit control policies and procedures, to ensure a healthy customer receivables portfolio and improve communication, workflow and process between the relevant...

  • Risk Analyst

    1 week ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Parsons Full time

    Parsons is looking for an amazingly talented Risk Analyst to join our teamWhat You'll Be Doing: Part of your role will also involve updating the risk register to make sure the risks are up to date and that appropriate risk treatment is in place and is acted upon. Providing regular reports to project and risk and value managers will also ensure that the risk...

  • Risk Mgmt. Analyst

    1 week ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Riyad Bank Full time

    1-Develop and maintain Retail Risk Management MIS and reporting system.2-Develop on-line business intelligence capability.3-Assist with development of Retail Banking Services (RBS) - Executive Retail Risk Management Reporting Package.4-Assist in the formulation / enhancement of risk strategies and policies.5-Maintain data integrity, including quality,...

  • Risk Analyst

    2 months ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Serco Plc Full time

    Risk AnalystMake a difference every day Your OpportunityWe are looking for a Risk Analyst who will be responsible to support in the delivery of Serco's contractual obligations by ensuring the successful implementation of the project. The purpose of this role will be to support the Senior Risk Management Specialist to create and facilitate Risk Management...

  • Risk Analyst

    1 week ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Serco Plc Full time

    Risk AnalystMake a difference every day Your OpportunityWe are looking for a Risk Analyst who will be responsible to support in the delivery of Serco's contractual obligations by ensuring the successful implementation of the project. The purpose of this role will be to support the Senior Risk Management Specialist to create and facilitate Risk Management...

  • Risk Analyst

    3 weeks ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Serco Plc Full time

    Risk AnalystMake a difference every day Your OpportunityWe are looking for a Risk Analyst who will be responsible to support in the delivery of Serco's contractual obligations by ensuring the successful implementation of the project. The purpose of this role will be to support the Senior Risk Management Specialist to create and facilitate Risk Management...


  • Riyadh, Ar Riyāḑ, Saudi Arabia S&P Global Full time

    The Location: Riyadh, Saudi ArabiaThe Team:S&P Global Market Intelligence's Credit & Risk Solutions (C&RS) business unit powers credit and risk management workflows by bringing together cutting-edge analytics, differentiated data, technology and workflow solutions to help our customers stay ahead of the competition, pinpoint risk exposures and spot the right...

  • Director – Credit

    3 weeks ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Saudi Telecom Company Full time

    Job SummaryThe role holder is responsible for driving business strategy, policies and guidelines related to Credit and supporting Financial Policies & Compliance/Financial Control practices to ensure alignment and compliance with strategy and objectives. The role holder is also responsible for guiding and delivering of periodic reviews of processes and...

  • Director – Credit

    1 month ago


    Riyadh, Ar Riyāḑ, Saudi Arabia Saudi Telecom Company Full time

    Job SummaryThe role holder is responsible for driving business strategy, policies and guidelines related to Credit and supporting Financial Policies & Compliance/Financial Control practices to ensure alignment and compliance with strategy and objectives. The role holder is also responsible for guiding and delivering of periodic reviews of processes and...