Financial Risk Management Specialist
4 days ago
New Fintech Company is seeking a detail-oriented Financial Risk Management Specialist to join our team and contribute to our mission to disrupt the financial industry.
The ideal candidate will have a strong background in credit analysis and risk management, with experience in evaluating creditworthiness of loan applicants and conducting thorough due diligence on borrowers.
We are looking for an analytical individual who can develop and maintain credit risk policies, underwriting guidelines, and procedures in accordance with regulatory requirements and industry best practices.
- Evaluate creditworthiness of loan applicants by analyzing financial history, credit reports, business plans, and other relevant information to assess risk and determine loan eligibility.
- Conduct thorough due diligence on borrowers, including industry analysis, market trends, and competitive positioning, to identify potential risks and opportunities.
- Develop and maintain credit risk policies, underwriting guidelines, and procedures in accordance with regulatory requirements and industry best practices.
In this role, you will also be responsible for managing exceptional transactions, including high-risk applications, by conducting in-depth risk assessments and presenting recommendations to senior management.
Collaboration with cross-functional teams, including sales, operations, and legal, is essential to ensure alignment on credit decisions and mitigate risks associated with loan origination and servicing.
Key Responsibilities-
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