Credit Portfolio Manager
1 month ago
We are a fast-growing FinTech company on a mission to transform the financial landscape in Saudi Arabia. Our cutting-edge digital lending platform empowers businesses by providing fast, secure, and transparent access to finance.
Key Responsibilities:- Financial Performance Analysis: Assess financial performance and creditworthiness of borrowers using qualitative and quantitative data.
- Portfolio Monitoring: Monitor the credit portfolio to assess associated risks and ensure compliance with credit policies.
- Credit Evaluation: Evaluate credit data, financial statements, and other legal documents to assess lending risks.
- Financial Transaction Analysis: Perform in-depth analysis of financial transactions, cash flow, and credit history for existing or prospective clients.
- Projections and Insights: Conduct ratio, trend, and cash flow analyses to create projections and provide comprehensive insights on investment outlooks.
- Reporting and Compliance: Prepare detailed reports on risk analysis and financial standing, and routinely monitor loans for compliance with company policies.
- Model Development: Draft models to predict credit trends and patterns, and adhere to legal, compliance, and market risk-related guidelines.
- Experience: Minimum of 2 years of experience in credit analysis or a related field.
- Education: Bachelor's degree in Finance, Risk Management, or a related discipline.
- Skills: Strong skills in assessing creditworthiness and evaluating financial data, with the ability to analyze both qualitative and quantitative borrower information.
- Language: Fluent in both written and spoken English and Arabic.
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