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Growth Deposit Specialist

7 days ago

Riyadh, Ar Riyāḑ, Saudi Arabia LeadingEdge Full time

Job Overview: As a Retail Deposit Specialist at LeadingEdge, you will be responsible for driving deposit growth and developing innovative products to meet customer needs.

Key Responsibilities:
  1. Deposit Growth: Develop and execute plans to grow Current, Savings, and Term deposits while optimizing the cost of funds.
  2. Market Research: Conduct market research and competitive analysis to identify trends, opportunities, and risks in the retail banking sector.
  3. Product Development: Design and launch innovative deposit products tailored to customer needs and preferences.
  4. Customer Retention: Implement retention strategies, including personalized offers and loyalty programs to enhance customer satisfaction.
  5. Collaboration: Collaborate with marketing teams to enhance customer engagement and communication.
  6. Compliance: Ensure compliance with banking regulations and internal policies.
  7. Team Collaboration: Work closely with branch banking, operations, IT, and compliance teams for seamless execution.
  8. Data Analysis: Track key metrics, analyze trends, and provide data-driven recommendations to inform business decisions.
Requirements:
  1. Education: Bachelor's degree in Business, Finance, or a related field; Master's degree preferred.
  2. Experience: 12+ years of experience in retail banking, focusing on deposit products and portfolio management; GCC market experience preferred.
  3. Skills: Strong understanding of retail banking, deposit products, and market dynamics; excellent analytical, problem-solving, and strategic thinking skills.
  4. Record of Achievement: Proven track record in deposit growth strategies, cost optimization, and customer retention.
  5. Communication Skills: Excellent communication, interpersonal, and presentation skills.
  6. Knowledge: Knowledge of banking regulations and compliance requirements.
  7. Technical Skills: Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word).