Credit Analyst for Fintech Innovator

6 days ago


Riyadh, Ar Riyāḑ, Saudi Arabia jari Full time
About this Role

We are seeking an experienced and highly skilled Senior Credit Risk Analyst to join our client, a Fintech start-up company in Saudi Arabia. This is an exciting opportunity for a motivated individual to contribute to the management of credit and market risks within a dynamic, high-growth environment.

Key Responsibilities:

  • Credit Evaluations: Conduct detailed credit evaluations of financial and non-financial counterparties, ensuring comprehensive analysis of their financial health and risk exposure.
  • Financial Qualification: Assess the financial qualifications of service providers for new projects, ensuring that they meet the company's risk requirements.
  • Financial Analysis & Risk Modeling: Perform in-depth analysis of financial statements, utilizing the company's internal credit model to derive accurate credit ratings.
  • Transaction Risk Management: Ensure new business transactions and associated risks are defined, captured, and managed in line with the company's risk methodologies and systems.
  • Credit Limits & Database Management: Maintain approved credit limits and ratings within the company's credit database to ensure up-to-date information.
  • Market Monitoring: Actively monitor changes in counterparty credit ratings, market trends, and economic developments to identify potential risks.
  • Stress Testing: Perform stress testing on various portfolios to identify and mitigate unwanted exposure and reduce risk.
  • Policy Review & Alignment: Review and update policies, procedures, and ensure alignment of risk policies across the organization.
  • Management Reporting: Assist in the preparation and consolidation of reports for senior management, providing insights and recommendations on credit risk.

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