Senior Lending Manager
7 days ago
Job Description
We are seeking an experienced Credit Analyst to join our Private Banking team at Gulf International Bank. As a key member of the team, you will be responsible for evaluating creditworthiness, assessing collateral quality, and calculating risk metrics.
Main Responsibilities
- Evaluate creditworthiness by analyzing income sources, net worth, liquidity, and investment holdings.
- Assess collateral quality, including real estate, investment portfolios, and other assets.
- Calculate key risk metrics such as LTV, DTI, and leverage ratios.
Risk Monitoring & Compliance
The successful candidate will be responsible for monitoring existing credit exposures, conducting stress testing, and ensuring compliance with internal credit policies, Basel regulations, and local regulatory requirements.
- Monitor existing credit exposures to detect early warning signs of financial distress.
- Conduct stress testing and scenario analysis to evaluate the impact of market changes on client portfolios.
- Ensure compliance with internal credit policies, Basel regulations, and local regulatory requirements.
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