Cards Portfolio Manager

2 weeks ago

Riyadh, Ar Riyāḑ, Saudi Arabia PayTech Nexus Full time 120,000 - 240,000 per year


Job Title: Cards Portfolio Manager

Term: 12 months (renewable)

Location: Riyadh, Saudi Arabia (onsite)

Division: Cards Retail Banking

Reports to: TBC

PURPOSE OF THE PROJECT

As the Cards Portfolio Manager, the role involves strategic management of client relationships, ensuring high levels of satisfaction and engagement, and driving revenue growth through tailored portfolio management initiatives. The ideal candidate will possess strategic advisory and execution support for cards portfolio optimisation initiatives spanning across key KPIs like ENR, spend, authorisation etc. to drive growth in card activation, customer engagement, utilisation, balance build through strategic planning, campaign execution, and portfolio optimisation leveraging data analytics, merchant partnerships and other lifecycle management tools.

Core Responsibilities and Accountabilities:

  • Develop and maintain strong, long-term relationships with senior stakeholders
  • Conduct regular business reviews and strategy sessions with clients to identify opportunities for growth and improvement
  • Analyse portfolio trends and develop strategies to improve activation, usage and retention
  • Optimise portfolio performance through segmentation, targeting, and offer personalisation. Provide execution support for campaign rollout, tracking, and reporting
  • Support the initiatives related to customer engagement & balance build. This includes end to end management of campaigns across channels to grow spends and balances
  • Collaborate with MIS teams to improve existing reports and develop new set of reports; prepare and present regular reports and presentations to senior management and clients
  • Support in launching new products and improve existing by tracking products like profitability and acquisition through different channels

Knowledge and Experience:

  • 8 -10 years in banking, payments, or consulting with a focus on credit card portfolio optimisation, digital engagement, card product management (regional experience preferred).
  • Proven track record of managing and growing large client portfolios
  • Strong understanding of payment systems, financial products, and banking operations
  • Excellent communication, negotiation, and interpersonal skills
  • Ability to analyse complex data and develop strategic solutions

Mandatory Skills:

  • Deep knowledge of the full card lifecycle: acquisition, activation, usage/spend, retention/attrition, and exit/closure xx
  • Managing a portfolio of card products: assessing health, forecasting performance, diagnosing issues, and guiding strategic adjustments
  • Good understanding of how card portfolios contribute to issuer/acquirer P&L, margins, growth, risk trade-offs, and how to optimise for both growth and profitability
  • Presenting to senior management, aligning multiple teams around priorities, managing third-party vendors or consultants when needed

Preferred Skills:

  • Bachelors degree in Business Administration, Finance, or a related field
  • Masters degree or relevant professional certifications (e.g., PMP, CFA)
  • Knowledge of Cards P&L, Revenue, Loyalty programs, and campaign management will be a big plus
  • Fluency in English and Arabic

  • Cards Portfolio Management Specialist

    1 week ago

    Riyadh, Ar Riyāḑ, Saudi Arabia PayTech Nexus Full time 120,000 - 240,000 per year

    JOB TITLE: Cards Portfolio Management SpecialistTERM: 12 months (with potential extension) CLIENT LOCATION: Riyadh, Saudi Arabia (on-site)DIVISION: Retail Banking / Cards & Payments REPORTS TO: Head of Cards & PaymentsRELEVANT EXPERIENCE: 8 -10 Years Cards Portfolio ManagementCustomer lifecycle managementSpend and balance build...

  • Cards Portfolio Strategy Lead

    6 days ago

    Riyadh, Ar Riyāḑ, Saudi Arabia Glow Beauty On Demand Full time $100,000 - $120,000 per year

    A financial services company is seeking a Cards Portfolio Manager in Riyadh, Saudi Arabia. The role requires 8-10 years of experience in banking or payments, focusing on credit card portfolio optimization and strategic client management. Responsibilities include managing relationships, analyzing trends, and improving card activation and retention. Preferred...

  • Portfolio Manager

    2 weeks ago

    Riyadh, Ar Riyāḑ, Saudi Arabia Linnk Group Full time 100,000 - 120,000 per year

    Greeting from Linnk,Job Title: Portfolio ManagerLocation: Riyadh, SaudContract type: yearly renewableRole Overview:This role oversees the strategic growth and performance of the bank's cards portfolio, driving product improvements, pricing, and promotions. It leads a portfolio management team, analyses market and customer trends, and collaborates with...

  • Portfolio Manager

    2 weeks ago

    Riyadh, Ar Riyāḑ, Saudi Arabia PayTech Group Full time 120,000 - 140,000 per year

    Job Title: Portfolio Manager - Credit CardsTerm: 6-12 monthsLocation: Riyadh, KSADivision: CardsReportsto: TBCPURPOSE OF THE PROJECTThe Portfolio Growth & Engagement Manager is responsible for driving portfolio growth through targeted spend stimulation, international spend optimisation, customer reactivation, creditline management, card upgrades, and...

  • Portfolio Manager

    2 weeks ago

    Riyadh, Ar Riyāḑ, Saudi Arabia PayTech Nexus Full time 150,000 - 250,000 per year

    Job Title: Portfolio Manager - Credit CardsTerm: 6-12 monthsLocation: Riyadh, KSADivision: CardsReports to: TBCPURPOSE OF THE PROJECTThe Portfolio Growth & Engagement Manager is responsible for driving portfolio growth through targeted spend stimulation, international spend optimisation, customer reactivation, creditline management, card upgrades, and...

  • Card Product Manager

    1 week ago

    Riyadh, Ar Riyāḑ, Saudi Arabia Outsized Full time 100,000 - 120,000 per year

    Who are we?Outsized is a high-growth, well-funded disruptor in the fast-evolving talent economy. We focus on full-time contracts (remote or onsite), typically between 1-12 months. We help our talent upskill, so they have better chances of landing their dream projects and charge fair rates. Outsized members have access to an exclusive Community where they can...

  • Credit Cards Lifecycle Management

    6 days ago

    Riyadh, Ar Riyāḑ, Saudi Arabia Pinnacle Payment Consulting Full time 120,000 - 240,000 per year

    Cards Portfolio Manager (12-Month On-Site Contract – Saudi Arabia)Location: On-site with client, Saudi Arabia (5 days per week)Duration: 12 monthsStart: Immediate / As agreedMandatory: Arabic SpeakingThis role is not an IT or project portfolio management position – it is a business-focused role requiring deep understanding of credit cards, customer...

  • Cards Product Management Specialist

    1 week ago

    Riyadh, Ar Riyāḑ, Saudi Arabia PayTech Nexus Full time 90,000 - 120,000 per year

    JOB TITLE: Cards Product Management SpecialistTERM: 12 months (with potential extension) CLIENT LOCATION: Riyadh, Saudi Arabia (on-site)DIVISION: Retail Banking / Cards & Payments REPORTS TO: Head of Cards & PaymentsRELEVANT EXPERIENCE: 6 - 8 Years Cards Product/Portfolio Management Card Product LaunchesProcess/Policy...

  • Deputy Head of Cards

    1 week ago

    Riyadh, Ar Riyāḑ, Saudi Arabia PayTech Nexus Full time 120,000 - 180,000 per year

    JOB TITLE: Deputy Head of CardsTERM: 12 months (with potential extension) CLIENT LOCATION: Riyadh, Saudi Arabia (on-site)DIVISION: Retail Banking / Cards & Payments REPORTS TO: Head of Cards & PaymentsRELEVANT EXPERIENCE: Years Cards Product/Portfolio ManagementCard Product LaunchesCustomer lifecycle managementMANDATORY REQUIREMENTS**: Experience of...

  • Credit Cards Lifecycle Management, Arabic Speaking

    2 weeks ago

    Riyadh, Ar Riyāḑ, Saudi Arabia Pinnacle Payment Consulting Full time 90,000 - 120,000 per year

    Cards Portfolio Manager (12-Month On-Site Contract – Saudi Arabia)This role is not an IT or project portfolio management position – it is a business-focused role requiring deep understanding of credit cards, customer lifecycle management, and product performance.Location: On-site with client, Saudi Arabia (5 days per week)Duration: 12 monthsStart:...