Compliance SpecialistSenior Credit Analyst
6 days ago
Location: Riyadh Region
Responsibilities:
- Evaluate B2B invoice financing applications by analyzing financial health, focusing on cash flow, credit reports, and payment trends of clients' debtors.
- Conduct financial analysis, including cash flow projections and debtor payment histories, to assess repayment capability and risk.
- Review and verify invoice details, ensuring accuracy, authenticity, and completeness of submitted information.
- Provide recommendations for invoice financing approvals or rejections based on the financial performance of clients and their debtors.
- Advise clients on optimizing cash flow and improving their financial position to maximize funding eligibility.
- Monitor existing financed invoices, tracking repayment schedules, debtor payment patterns, and identifying potential risks.
- Collaborate with risk management and collections teams to enforce financing policies and ensure smooth operations.
- Prepare detailed reports on the company's invoice financing portfolio, performance, and risk exposure.
- Lead and mentor junior credit specialists, providing guidance on assessing invoice financing applications and cash flow evaluations.
Required Qualifications:
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- 5+ years of experience in credit analysis, invoice financing, or cash flow management.
- Expertise in analyzing business financials, focusing on cash flow and debtor payment reliability.
- Strong understanding of invoice financing products, repayment structures, and risk management.
- Proficiency in financial analysis tools and invoice financing platforms.
Preferred Skills:
- Deep understanding of cash flow management and debtor payment trends in invoice financing.
- Experience in assessing and managing risk associated with SMEs and invoice-backed lending.
- Leadership skills to mentor junior team members on complex invoice financing assessments.
- High organizational ability to manage multiple financing applications and client relationships efficiently.
Mid-Senior level
Employment TypeFull-time
Job FunctionFinance and Sales
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