Credit Administration Associate

2 weeks ago


المملكة العربية السعودية, Saudi Arabia CA Global Headhunters Full time

Responsibilities:


Under the supervision and guidance of the Head of Credit Administration Unit, the credit administration associate will provide administrative support with Credit Administration, responsible for monitoring and reporting of management information to Director of Risk Management.


Portfolio Risk Reports:

Monitoring portfolio credit quality and trends.
Compliance with risk limits and policies.

Review and Approval of Transaction Reviews:
Annual/quarterly reviews of debt and equity transactions.
Risk rating approval.
Valuation methodology and accuracy review.

Loan Documentation Review:

Review loan agreements.
Address discrepancies prior to signature.

Transaction Tracking:

Maintain up-to-date tracking sheet.
Display effective and outstanding transactions.
Monitor compliance with covenants.

First Disbursement Sign-off:

Ensure conditions precedent are met.
Collateral perfection.
Necessary signatures and dates.

Credit Approval Document Retention:

Retain documents for all obligors.

Equity Valuation Review:

Methodology and accuracy review.
Feasibility of hold/exit recommendation.

Viability Assessment:

Restructuring plan viability.
Impact on risk ratings.
Viability of exit strategy.

Consent and Waiver Approval:

Approve consents, waivers, and amendments.
Changes to security package.

Exit Note Review:

Closing opinion on investment performance.
Evaluation against investment objectives.

Submission to Committees:

Approval of substantive issues or changes.
Independent opinion via credit note.

Country/Sector/Group Reviews:

Conduct reviews as deemed necessary.

Early Warning Signs Detection:

Detect delinquency signs.
Inform for remedial action.

Compliance Monitoring:

Ensure facilities are within approved limits.
Monitor credit servicing.

Other Duties:

Perform tasks as assigned by superiors.

Requirements:

Master's degree in Finance, Economics or related field with at least 5 years of related experience. (2+ years of banking experience preferred with a focus on Credit Administration)
General knowledge of banking principles and/or loan markets.
Excellent organization skills and detail oriented
Good interpersonal skills for team-oriented environment
Competence in the use of Bank standard software (Word, Excel, PowerPoint, SAP).
Ability to communicate effectively (written and oral) in Arabic and English. (French is an added advantage)
Hands on approach with problem solving attitude with the ability to prioritise workloads
Managing tight deadlines

Benefits and Contractual information:

Full time position

Matthew Taylor

Recruitment Consultant

CA Finance

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